AP7Pay is a fully independent payment solutions consultancy firm specializing in online payments and the optimalization of payment processing for low-risk as well as high-risk transactions, merchants and clients from all over the world.

Would you like to improve the online payment processing process for your business? Would you like to lower the costs of payment processing? Or would you like to optimize the acceptance rate and payment methods in the countries where you accept online payments?

Look no further! We got you covered.

With the use of our unique software, we route payments and create the best possible and most efficient real-time workflows. Our platform enables us to connect you to more than 200 payment solutions and over 20 top tier acquiring banks, while offering great flexibility. We offer an unmatched processing network that is always up to date and according to the latest (local) regulations.

Since we are fully independent, our merchants and clients are our only priority.

There are different types of online payment fraud that can be launched against merchants. Fraud coming from card-not-present transactions (CNP) is only one example. It is estimated that online payment fraud costs global businesses 1.8 % of revenue. Merchants who don’t have a proper fraud and risk management process in place, might, due to an increased risk, pay higher payment transaction fees to their card issuers.

We can provide you with an effective and strategic fraud and risk management solution that prevents potential fraud and minimizes risk, by adding tailored settings and tools to your payment workflows. Less fraud also means lower costs and frequency of chargebacks.

Our world today is digital. Customers are used to digital channels and expect to be able to pay when and where they want for goods and services, using their preferred payment methods. But did you know that 50% of consumers end their transactions if their preferred payment option is not available?

Globally, payment technology is developing rapidly and the available and preferred payment methods are ever changing, depending on country, region, customer segment and culture. Due to our expertise and global network of acquiring banks, merchant acquirers and payment service providers, we know exactly which payment solutions and methods are most suitable and available for your business model and vertical. We can offer you a customized solution, by designing the most optimal payment workflow and payment platform, whether you operate locally or globally.

Please contact us if you have a requirement for a payment solution for specific markets are verticals.

Are your conversion rates down in certain countries or markets? Then there might be a chance that your customers experience some friction in their payment journey. Do you see a decrease in the number of transactions that acquirers complete? Than your acceptance rate might be suffering. It is needless to say that lower conversion and acceptance rates will cost you customers and revenue. We can help you analyze, define and implement the most effective payment process for your business, to optimize your conversion rates and checkout performance.

Let us show you how you can improve your acceptance rate by adding adaptive payment flows, using the most robust payment networks and integrations, where you will be able to drag, drop and reroute payments to different acquirers in real-time.